How Much Money is Enough?

How much money is enough?

First things first – I love Canada. After being fortunate enough to travel to a large part of this world, I am still grateful and excited every time I come back to the Canadian borders.

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Brock Frost
Make a Fortune With Your RRSP's!

Yes, this is completely legal, secure AND tax free. Using RRSP funds for private mortgages is a relatively unknown option in Canada, but believe me, those who are doing it (like me) are reaping the benefits.

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Brock Frost
The Art of the Sale

One of the benefits of owning investment properties is that it allows investors to build substantial wealth over time through build-up equity (appreciation and debt pay down). Investors, who naturally see equity and cash as opportunities to invest more, often debate whether or not to liquidate parts of their portfolio to fund further ventures.

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Brock Frost
The Value Proposition

Value is a word that should never stray too far away from an investor’s vocabulary. As previously discussed, investors must always be aware of their financial net worth, which directly relates to the value of their real estate portfolio.

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Brock Frost
Don't Speculate

Speculation is one of the riskiest forms of real estate investing. Speculation occurs when an investor makes a financial decision based on hypotheticals and guesses, not facts.

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Brock Frost
Love Thy Contracts

If I had a nickel for every time an investor rented a property without a lease, I would have about $2.85!! It simply happens too often. A solid lease agreement is the basic foundation to protecting and securing an investor landlord against possible financial shortfalls from bad tenants.

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Brock Frost
Vendor Take-Back Mortgages

A vendor-take-back mortgage is just one of the many creative ways in which investors can acquire multiple investment properties. With a VTB, the seller basically lends the buyer a percentage of the purchase price and registers a secured mortgage against the property in the name of the seller. The seller, in essence, becomes the lender.

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Brock Frost
Rent-to-Own Agreements

A rent-to-own agreement is essentially a 2-in-1 agreement which includes a standard residential tenancy agreement with a purchase option addendum. Typically the agreement includes a clause wherein the landlord/investor saves a portion of each monthly rent payment to be used by the tenant if and when they purchase the property.

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Brock Frost
Understanding Mortgage Basics

Most clients are confused when it comes to mortgage financing. Deciding which rate to choose, which term to choose and comparing other conditions can certainly seem like a complicated process.

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Brock Frost
Repairs & Capital Expenditures

I made a very big mistake early on in my investment career by spending money on the wrong items for my property. The difference between capital expenses and renovation expenses is about as clear as mud however there are some distinct differences.

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Brock Frost
Buying with No Money Down

Simple tricks and ways on how to acquire an investment property with little or no cash investment.

If you’re like me, you have never won the lottery (yet), have never received an inheritance and didn’t come from a wealthy family. Not to worry though, I started with nothing too.

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Brock Frost
Beware of the Pessimists!

Looking at the common excuses people make for not investing in real estate.
It never ceases to amaze me why people choose not to invest in real estate. I mean the models and proof are there. Over time, real estate is the best and most secure way to build wealth, guaranteed.

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Brock Frost
Tenants vs. Landlords

The ins and outs of landlord and tenant issues.
Face it, if you are going to own investment properties then you are going to have to deal with tenants. And I still have not met one single landlord who doesn’t have some “interesting” tenant stories.

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Brock Frost
Buy Smart

Guidelines on which properties to buy, which to avoid, and when to take action.
I often see novice investors make extremely poor property purchases as a result of too much ambition and a lack of market knowledge.

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Brock Frost
Real Estate Flips

“Flips” are a great alternative to rental properties and can provide some tremendous benefits to an investor’s bottom line. Unlike rentals, which provide slow and steady financial growth over time, flips can provide opportunities for quick and large cash profits.

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Brock Frost